Risks

Entrepreneur:

Sir, I have Rs 1 crore, if you give Rs 1 crore loan, I will set up a restaurant and do business, will repay the loan promptly. 

Trader turned Bank Manager:

What is your Stop Loss ?


Comments

Post a Comment

Popular posts from this blog

A Leap of Faith : Deepika Kapoor (Startup Space)

A Leap of Faith: Deepika Kapoor's 14-Year Journey from Rs 10 Lakh to Rs 420 Crore. In 2010, Deepika Kapoor, an enthusiastic foodie and budding angel investor, found herself in a conversation that would change her life. A close friend introduced her to a couple of ambitious entrepreneurs working on a startup that aimed to revolutionize the way people discovered and engaged with restaurants. The startup was called Zomato, and Deepika, captivated by the founders' vision and driven by her own passion for food, decided to invest Rs 10 lakh in their first round of funding. The Early Days: In July 2010, Deepika took a leap of faith, becoming one of Zomato's first angel investors. Just months after her investment, Zomato attracted the attention of Info Edge, one of India's most successful startups, which decided to invest in the young company. This early endorsement sent Zomato’s stock price soaring, and Deepika’s small investment began to grow. The Rise Begins: By February 201...
Read more

Sholay - Jai-Mausi (Property Indexation)

*Mousi to Jai:* Beta, I have got this message that they have restored the indexation benefit for the LTCG. Is it correct Beta? Jai :   Yes, Yes  Mousi ji, Hon. FM has announced in parliament that they have restored benefits of indexation. Now in case of LTCG from the transfer of land and buildings purchased before 23rd July 2024, the tax  calculated @12.5% without indexation or @20% with indexation- whichever is lower, would be the tax liability. Mousi : Ok Beta, so all the assets purchased upto 22nd July 2024 would be eligible for indexation, right? Jai : Aree nahi Mousi. Only land and buildings would be eligible for this indexation benefit. Other assets like your jewellery etc. would not be eligible. Mousi : Samjhi, got it.  Achha,  I have a partnership with Basanti  and we have purchased a land in that firm. Indexation benefit is available for this land- hai na? Jai : Na,na, na  Mousi ji. Indexation benefit has been  restored only for indi...
Read more

SIP, SWP & STP in Mutual Funds

Image
Investing systematically is a prudent way to manage finances and build wealth over time.  In the realm of mutual funds, three popular systematic plans are SIP (Systematic Investment Plan), SWP (Systematic Withdrawal Plan), and STP (Systematic Transfer Plan).  Each serves distinct purposes and caters to different financial needs.  Here’s a detailed look at each plan 👇 1) 🌴Systematic Investment Plan (SIP): 📌Definition: 👉A disciplined approach to investing a fixed amount in a mutual fund at regular intervals (e.g., monthly). 📌How It Works: 👉Regular investments regardless of market conditions. 👉Purchases more units when the market is low and fewer units when the market is high, averaging the cost over time. 👉Encourages disciplined investing and benefits from compounding. 📌Example: Invest Rs. 5,000 every month: - NAV is Rs. 20: Units bought =5,000/20=250 - NAV is Rs. 16: Units bought =5,000/16=312.50 In this way, units are accumulated by periodically running the NAV o...
Read more