Posts

JET Airways Din't DIE --- It was Murdered !!

"20,000 employees paid the price for mismanagement they never caused.” That’s the real tragedy of Jet Airways — an airline that didn’t collapse because the market was tough, but because the people running it were blind to their own decisions. Think about it: Jet was once India’s gold standard in aviation. Premium brand, loyal customers, global routes, industry respect. And yet, behind the glossy branding, the balance sheet was bleeding in silence. By 2019, the numbers were catastrophic: – ₹8,414 crore unpaid to banks. – ₹37,000–40,000+ crore in insolvency claims. – 78 out of 119 aircraft repossessed. – Salaries delayed, vendors unpaid, operations held together with hope instead of cash. This wasn’t a failure. This was a slow, predictable, board-sanctioned disaster. Management kept expanding routes while working capital evaporated. The board kept approving decisions that ignored basic financial hygiene. Etihad’s ₹2,060 crore infusion didn’t fix anything — it just postponed the inev...

From Byju’s to PhysicsWallah — "The Lie That Built Indian EdTech"

“From Byju’s to PhysicsWallah — The Lie That Built Indian EdTech” In Indian edtech, numbers were never the problem — honesty was. First, Byju’s sold dreams to investors. Now, PhysicsWallah is selling discipline wrapped in denial. Here’s the truth from the DRHP (not the PR deck): • Claimed $280–300M in treasury. • DRHP shows ₹53.7 cr (~$6.4M) cash left. • Raised roughly $210–244M, yet reported a loss of ₹243 cr in FY25. • Even with ₹506.9 cr operating inflow, cash reserves fell — that’s not “cash generation,” that’s burn with a nicer name. We’ve seen this movie before. Byju’s started with “unstoppable growth.” It ended with unpaid bills and unanswered questions. PhysicsWallah’s numbers don’t scream collapse yet — but the narrative gap between what’s said and what’s filed? That’s how every downfall begins. In this ecosystem, founders don’t need more funding. They need truth discipline. Because once you go public, the DRHP doesn’t lie — people do.

Luxury Real Estate

The Next Wave of Luxury Real Estate is not in Mumbai, Delhi or Bangalore. It's where you never thought it might be. It’s in Jaipur, Guntur, Mangalore, Visakhapatnam & Indore. And the numbers are now impossible to ignore. Over the last 12–18 months, Tier-2 India has started doing something extraordinary: Jaipur property prices jumped 65% Mangalore rose 41% Visakhapatnam climbed 29% Meanwhile, cities like Gandhinagar, Surat, Vadodara are still offering premier gated communities under ₹5,000 per sq ft, an arbitrage that perhaps will not last long. What’s driving this shift? Not hype, but Pure Economics. [1] Land is cheaper → developers can build bigger, better, greener. [2] Infrastructure is accelerating → airports, metros, expressways are catching up. [3] Industry & IT are decentralizing → jobs are no longer metro-exclusive. [4] Cost of living remains sane → luxury becomes accessible. The outcome? Gated communities in Tier-2 cities are becoming the new aspirational norm. Larg...

Biryani That Made Crores !!

Two sisters. One recipe. A 5 lakh dream & Rs. 10 crore brand! In 2020, Ramya & Shweta Ravi (2 sisters) started RNR Donne Biryani from a tiny 200 sq ft cloud kitchen in Bengaluru.. Armed with their grandmother's authentic recipe, 75 lakh savings, and smart marketing moves, they transformed their biryani into a household name. From 1 chef → 14 cloud kitchens + a dine-in restaurant💜. From a family recipe → a 10 crore empire This is proof that passion + planning can turn food into fortune! Would you risk it all for a family recipe? Spread to a foodie friend whod love this !! - Kapil Goenka

Rapido v/s Zomato v/s Swiggy: Can the Duopoly be Broken ?

Rapido Challenges Zomato & Swiggy's Duopoly in India's Food Delivery Market. Zomato and Swiggy have long dominated India's food delivery landscape.  Their market dominance, fueled by discounts, established brand recognition, and significant market share, has seemed unbreakable.  However, a new contender has emerged: Rapido, primarily known for its bike taxi services. Can Rapido Disrupt the Established Order? This emerging competition raises a crucial question: Can Rapido successfully carve a niche in a market dominated by two established giants?  Several factors make this battle particularly intriguing: Shifting Customer Loyalty:  Customer loyalty in the food delivery sector is fickle. A new player offering superior pricing or service has the potential to disrupt the status quo.  This presents an opportunity for Rapido to attract customers seeking alternatives. Rapido's Underdog Advantage: Unlike Zomato and Swiggy, Rapido isn't burdened by the same massive ...

SIP, SWP & STP in Mutual Funds

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Investing systematically is a prudent way to manage finances and build wealth over time.  In the realm of mutual funds, three popular systematic plans are SIP (Systematic Investment Plan), SWP (Systematic Withdrawal Plan), and STP (Systematic Transfer Plan).  Each serves distinct purposes and caters to different financial needs.  Here’s a detailed look at each plan 👇 1) 🌴Systematic Investment Plan (SIP): 📌Definition: 👉A disciplined approach to investing a fixed amount in a mutual fund at regular intervals (e.g., monthly). 📌How It Works: 👉Regular investments regardless of market conditions. 👉Purchases more units when the market is low and fewer units when the market is high, averaging the cost over time. 👉Encourages disciplined investing and benefits from compounding. 📌Example: Invest Rs. 5,000 every month: - NAV is Rs. 20: Units bought =5,000/20=250 - NAV is Rs. 16: Units bought =5,000/16=312.50 In this way, units are accumulated by periodically running the NAV o...

AI is pure madness !!

This week in AI was pure madness. - Grok’s AI Vision - Genspark AI Slides - Perplexity Assistant - OpenAI gpt-image-1 - Tavus SoTA lipsync model - Dia SoTA speech AI model - Dreamina AI's Top AI Image - ChatGPT Deep Research Mini Here's EVERYTHING you need to know: 1) Grok Vision debuts with multimodal features, allowing real-time analysis via phone cameras, plus multilingual audio and real-time search. [2] Genspark's AI Slides revolutionizes presentation creation by researching topics, generating visuals, and converting documents into polished slides. [3] Perplexity Assistant launches on iOS, featuring voice functions and multi-app tasks like booking dinner, rides, and setting reminders. [4] OpenAI's gpt-image-1 is now available via API for third-party apps, enabling ChatGPT's popular image generation. This model debuted in ChatGPT in late March, generating over 700 million images in its first week. [5] Tavus unveils a state-of-the-art lipsync model that achieves u...