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Rapido Challenges Zomato & Swiggy's Duopoly in India's Food Delivery Market. Zomato and Swiggy have long dominated India's food delivery landscape.  Their market dominance, fueled by discounts, established brand recognition, and significant market share, has seemed unbreakable.  However, a new contender has emerged: Rapido, primarily known for its bike taxi services. Can Rapido Disrupt the Established Order? This emerging competition raises a crucial question: Can Rapido successfully carve a niche in a market dominated by two established giants?  Several factors make this battle particularly intriguing: Shifting Customer Loyalty:  Customer loyalty in the food delivery sector is fickle. A new player offering superior pricing or service has the potential to disrupt the status quo.  This presents an opportunity for Rapido to attract customers seeking alternatives. Rapido's Underdog Advantage: Unlike Zomato and Swiggy, Rapido isn't burdened by the same massive ...

Investing systematically is a prudent way to manage finances and build wealth over time.  In the realm of mutual funds, three popular systematic plans are SIP (Systematic Investment Plan), SWP (Systematic Withdrawal Plan), and STP (Systematic Transfer Plan).  Each serves distinct purposes and caters to different financial needs.  Here’s a detailed look at each plan 👇 1) 🌴Systematic Investment Plan (SIP): 📌Definition: 👉A disciplined approach to investing a fixed amount in a mutual fund at regular intervals (e.g., monthly). 📌How It Works: 👉Regular investments regardless of market conditions. 👉Purchases more units when the market is low and fewer units when the market is high, averaging the cost over time. 👉Encourages disciplined investing and benefits from compounding. 📌Example: Invest Rs. 5,000 every month: - NAV is Rs. 20: Units bought =5,000/20=250 - NAV is Rs. 16: Units bought =5,000/16=312.50 In this way, units are accumulated by periodically running the NAV o...

This week in AI was pure madness. - Grok’s AI Vision - Genspark AI Slides - Perplexity Assistant - OpenAI gpt-image-1 - Tavus SoTA lipsync model - Dia SoTA speech AI model - Dreamina AI's Top AI Image - ChatGPT Deep Research Mini Here's EVERYTHING you need to know: 1) Grok Vision debuts with multimodal features, allowing real-time analysis via phone cameras, plus multilingual audio and real-time search. [2] Genspark's AI Slides revolutionizes presentation creation by researching topics, generating visuals, and converting documents into polished slides. [3] Perplexity Assistant launches on iOS, featuring voice functions and multi-app tasks like booking dinner, rides, and setting reminders. [4] OpenAI's gpt-image-1 is now available via API for third-party apps, enabling ChatGPT's popular image generation. This model debuted in ChatGPT in late March, generating over 700 million images in its first week. [5] Tavus unveils a state-of-the-art lipsync model that achieves u...

What is P/E ratio?       In some words P/E ratio = Current stock price / EPS (Earnings per share) of the year.       Here, Current stock price is the price at which trading is going on or the latest close price of a stock and EPS is Earning per share of recent 4 quarters which is also know as TTM EPS (Trailing 12 months ).       Lets take an example and calculate the P/E ratio for a company for better understanding. Lets take XYZ Industries.       Current Price - 2840/-       For EPS let me show you what data you need.     So TTM EPS = 28.53+ 23.67 + 25.71+ 25.52 = 103.43       So P/E ratio = 2840/103.43 = 27.4       Now PE ratio is available at many places but its important to understand where it comes from for knowing its significance. Significance of P/E ratio:       P/E ratio gives us an idea on the valuation o...

A Leap of Faith: Deepika Kapoor's 14-Year Journey from Rs 10 Lakh to Rs 420 Crore. In 2010, Deepika Kapoor, an enthusiastic foodie and budding angel investor, found herself in a conversation that would change her life. A close friend introduced her to a couple of ambitious entrepreneurs working on a startup that aimed to revolutionize the way people discovered and engaged with restaurants. The startup was called Zomato, and Deepika, captivated by the founders' vision and driven by her own passion for food, decided to invest Rs 10 lakh in their first round of funding. The Early Days: In July 2010, Deepika took a leap of faith, becoming one of Zomato's first angel investors. Just months after her investment, Zomato attracted the attention of Info Edge, one of India's most successful startups, which decided to invest in the young company. This early endorsement sent Zomato’s stock price soaring, and Deepika’s small investment began to grow. The Rise Begins: By February 201...

*Mousi to Jai:* Beta, I have got this message that they have restored the indexation benefit for the LTCG. Is it correct Beta? Jai :   Yes, Yes  Mousi ji, Hon. FM has announced in parliament that they have restored benefits of indexation. Now in case of LTCG from the transfer of land and buildings purchased before 23rd July 2024, the tax  calculated @12.5% without indexation or @20% with indexation- whichever is lower, would be the tax liability. Mousi : Ok Beta, so all the assets purchased upto 22nd July 2024 would be eligible for indexation, right? Jai : Aree nahi Mousi. Only land and buildings would be eligible for this indexation benefit. Other assets like your jewellery etc. would not be eligible. Mousi : Samjhi, got it.  Achha,  I have a partnership with Basanti  and we have purchased a land in that firm. Indexation benefit is available for this land- hai na? Jai : Na,na, na  Mousi ji. Indexation benefit has been  restored only for indi...